Housing Market Collapse Is Starting To Accelerate

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The suburban housing market is on its last legs, and all the most forward thinking real estate analysts are saying is that we are seeing another 2008. But, this isn't anything like 2008. That was a financial crash because the banks had signed loans with every person/creature/thing that could sign a note, and there was none left, and so it ended.

This is not a financial crash, this is a demographic collapse + lifestyle change (and throw in some everything bubble popping too) there will not be a suburban housing market after this.

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Just the baby boomers

The baby boomers own 25% of the houses in America, and over 40% of the housing value. All of this is going to be dumped on the market over the next decade. No market survives such an inventory glut.

We already have too many houses. New home builders are selling their recently completed houses for less than the price of a five year old house in the same tract.

So, when we add the boomer's houses on top of this, we will have more inventory than we have buyers. The banksters really wanted to avoid this with immigrants, but it looks like they will be making a run for the border. Thus, we are going to be seeing massive inventories in almost all suburban markets, and very few buyers.

The real estate market cannot handle a demographics collapse.

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Everything turns against the housing market

  • All causes mortality is still on the rise. And, if the worst fears about the VAXXX are true, we are about to see a LOT of bodies. The demographic collapse will be worse. More than 50% of the suburban houses will be empty.

  • Blue states/cities will socialize housing. All the Dumbocraps have to do is wait, and the prices of houses will drop, but that is not their agenda. They are going to use this "housing problem" to bring socialism to the housing market. First with rent controls, then "their friends" buying up everything. The problem is, the programming will also destroy property ownership values. The Dumbocrap voters will think it just fine to see an empty house, and move into it.

  • Small banks will be dropping like flies. Then the medium sized banks. The Fed is letting them take the brunt from having interest rates left so high during a recession. The small banks are hemorrhaging from defaults on car and house loans, and they aren't able to make it up because they can't write any new mortgages. Soon, there will be very few places to get a mortgage. And if we add a financial collapse, no places (at least for a while) and so houses will only be sellable for what people have in cash.

  • Many people are demanding to work from home. And, if they can work from home, they don't need a house in a crowded city. We already saw a huge exodus of people from cities during the covaids. We will see more as the cities become ever worse shit holes with skyrocketing crime. If the jobs aren't there, or don't need to be there, than why pay for the ultra-high prices and the long commutes?

All of these add up to there being a lot of suburban houses that there are no buyers for. And how do you have a market where there is one buyer for every two houses? Especially when a person who needs a place to live, just goes around and finds an empty house and moves in.

The suburban housing market will be gone. And even the property rights will be gone as few respect them.

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Change of Lifestyle

As cities get worse, and food becomes more scarce, and people see that grouping up into "families" or tribes seems to be the only way to survive, then the single family home will seem stupid and the suburban lifestyle will be discarded.

Imagine eggs cost $25 a dozen. And your HOA won't allow you to raise a few chickens in your suburban back yard. So, your thoughts go to a homestead out in the country.

Imagine that schools are getting worse, and you want to homeschool your kids. But this is a little tricky, as you need more than one income. Wouldn't it be great to get together with other homeschoolers to help with the load?

Imagine that peace is breaking down, and the police are acting more and more like the crooks they are supposed to stop. (The police have "stollen" (asset forfeiture) more money than burglars) So, you need to defend your home yourself. Alone, this is almost impossible. But, if you had a tribe, you can easily have enough eyes and men to keep a rural community safe.

Basically, people are going to find that it is so much better to live in tribes, small communities, extended families, then it is to be in "Nuclear families". And as this change comes about, people will no longer be wanting single family homes.

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Imagine entire suburban housing tracts devoid of humans. This is the future of suburban housing.

Decades for houses to get to a million dollars, and less than a decade and you won't even be able to give them away.

This is the future of the suburban housing market.

Lastly, bitcoin is being shown to be a better investment: more reward, less risk, much less work, than renting houses. Soooo, real estate investors are going to be making the price go down faster as they try to exit the housing market.

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All images in this post are my own original creations.



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6 comments
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I do agree that typical suburban housing is incapable of retaining economic value going forward. Homes that incorporate modern technology that produce power, food, household goods, and etc., are not typical and are capable of not only retaining value, but increasing in value over time.

This is what I am attempting to achieve presently.

Thanks!

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Bank of American was doing a brown paper bag test and giving illegals mortgages like it was Halloween Candy. Same thing with auto loans. People are peacing out and getting the boot but a quick deep dive it left me shaking my head when I was looking for value around for both fix and flip scenarios and for someone where I felt people could put some work into and have some value.

I mean I found some but I wasn't overly blown away with what I was seeing out there but it just depends on what someone is trying to do I guess.

If someone was trying to have a roof over their head, have a small garden, be close to some fishing or something, and howl at the Moon it wouldn't be the worse situations I guess. It's just so hard to really evaluate some of the stuff out there to be honest.

https://www.zillow.com/homedetails/14036-20a-Rd-Argos-IN-46501/85559278_zpid/
Low ball something like that. Total rehab. Out in the country and could plant a bunch of fruit trees and a big garden. Maybe someone could be in it for $130K and listen to the coyotes howl.

https://www.zillow.com/homedetails/6798-Little-Sandy-Rd-Elkview-WV-25071/350972852_zpid/
Someone could pull an RV in there and geek out and tweak out.

https://www.zillow.com/homedetails/2022-Washington-St-W-Charleston-WV-25387/22601641_zpid/
Rehab but cheap. West Virginia is down bad and there are some incentives to move there currently. Other incentives to move to West Virginia in general.

https://www.zillow.com/homedetails/131-Main-St-Casa-AR-72025/90897486_zpid/
Brick structure and someone could tweak there and grow some stuff in the back yard.

https://www.zillow.com/homedetails/Brown-Deer-Rd-Big-Bay-MI-49808/455528457_zpid/
Someone could go off grid and pull in an RV, Generator, Solar panels, Starlink ...etc. Fish in Lake Superior

It's tough right now to see the value and to wait around for 5 or 10 years is a tough sell when it boils down to it.

The Midwest still has low inventory in some areas so there can be some value built potentially but I would say someone has to be careful about it and really case out the area if they aren't familiar with it.

This could actually be kind of a cool property if it was redone.
https://www.zillow.com/homedetails/320-E-Long-Lake-Rd-Orleans-MI-48865/91707850_zpid/

https://www.zillow.com/homedetails/9400-Love-Rd-Benzonia-MI-49616/106240562_zpid/
This isn't bad. There is a well and road access and it is close to Crystal Lake which is super nice. Someone could pull RVs into there and there is a bit of someone there and maybe build a Barndo there.

Like I said I just shake my head anytime I get deep in the weeds trying to look for value in this country.

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A guy i liked to follow long ago, said that we are not in a bear market or a bull market, we are in a vulture market.

Where every bit of value has now been peeled off the bones.

There is a BIG problem though, when someone wins the game of Monopoly, all the pieces, all the money, all the real estate goes back into the box. But, the banksters think they can keep playing. That that they can keep control, into the next game.

So, the way the universe is playing this, every asset is shifting.
Gold will be useless -> silver will be so highly valued, govern-cements will be controlling it.
Suburban real estate will be worthless -> homesteads, that produce food, will by where it is at.
(and that value will go with the green thumb, not with the land.
Dollars, fiat, will be useless -> Bitcoin, crypto will be what people use.
Modern cars, especially LiIon electric will be worthless piles of rust -> Flying cars and old trucks will be valuable.

And, 50 years after that, we will be shifting to something that the banks can't even touch. Imagine, in order to buy stock, you had to bring VALUE to the corporation, and money was seen as almost worthless. Like, top engineers do not work for dollars. At that point, what do investment bankers bring to the table? Almost nothing in real world stuff. And they may be branded as parasites and labelled as shoot-on-sight.

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That makes sense that we are in a vulture market. We haven't heard as much about the airbnb collapse recently but we have to assume a lot of those people who invested in that are in trouble.

At some point a lot of these crisis would reach max pain and pop in everyone's face.

Also all the new builds and luxury apartments that have went up .

Even if they flushed out 20 Million illegals which I don't think they will the real estate market would start to free up some.

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And the real estate investors are looking at converting commercial real estate that is sitting empty into luxury apartments/condos. Just in time to destroy the housing market.

And the immigrants will be making a run for the border. The larger paradigm is that we at the beginning of The Great Migration, where people will move to be with their tribe/"family". The other piece is that the darker skinned people will be moving away from the cold. (they need more sun to make vitamin D)

And so, other forces will "join" with those. Like, northerners getting upset and start to use force to move them south.

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I'm surprised so many darker skinned people don't move south but the Canadian border is stopping several million and then there isn't as much opportunity in the dirty South for US residents.

If they ramped up efforts and got 30 Million illegals out a lot would suddenly change in a year.

They need to phase out 90% of the H1Bs

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